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Just Received Articles
Paper ID IJIFR/V13/E3/007
Author Anju P, Central University of Kerala

Midhun C P, Central University of Kerala

Mohan A K, Central University of Kerala
Paper Title Decolonising Intersectionality in Social Work Education in the Indian Context
Subject Category Social Work
Abstract Purpose The purpose of this conceptual paper is to examine why and how intersectionality, predominantly shaped by Western epistemologies, requires decolonisation for Indian social work education and practice, given India’s historically rooted hierarchies. Drawing on the evolution of intersectionality globally and in India, the history of social work education from its colonial origins, and the idea of epistemic decolonisation, the paper also highlights past and ongoing efforts to reimagine curricula. Approach Conceptual paper using a critical interpretive synthesis and decolonial hermeneutic reading of scholarship in social work, feminist/anti-caste studies, education, alongside key institutional texts (e.g., curriculum frameworks, prospectuses). Evidence was abductively organised across micro/meso/macro levels and epistemic/cultural/political/economic domains to derive suggestions for decolonising intersectionality within Indian social work education and to articulate testable propositions for future empirical work. Findings Imported, single-axis, and race-centric variants of intersectionality insufficiently capture India’s caste–gender matrix and risk reproducing epistemic dependency. Curricular redesign embedding caste-conscious and multilingual learning outcomes; fieldwork reconfiguration through co-supervision with community mentors and reciprocal, movement-linked placements; and assessment reform that values oral, embodied, and community-authored artefacts alongside textual outputs. Such redesign strengthens critical consciousness, improves classroom–field alignment, and equips graduates for justice-oriented practice. Originality/value Amid global calls to diversify curricula, this paper contributes an India-specific, decolonised intersectionality agenda for social work that is theoretically coherent and immediately actionable in pedagogy and field education. It consolidates dispersed Indian scholarship into a transferable framework, offers practice and policy blueprints (learning outcomes, modules, supervision models, assessments), and states propositions to guide empirical evaluation. The work reframes social work education as a site of cognitive justice, advancing inclusive knowledge production and more effective, context-sensitive professional preparation. Keywords: Intersectionality; Epistemic decolonisation; Social work education; Caste–gender intersection; Indigenous epistemologies
Keyword Intersectionality; Epistemic decolonisation; Social work education; Caste–gender intersection; Indigenous epistemologies
Paper ID IJIFR/V13/E3/006
Author Vedavathi P R, Christ University

Aniritha A R, Christ University

Raksha G S, Christ University

Smita Kavatekar, Christ University
Paper Title THE ROLE OF FINFLUENCERS IN SHAPING INVESTMENT BEHAVIOUR AMONG GEN Z
Subject Category Behavioural Finance
Abstract This research explores how ‘Finfluencers’ truly affect the investment behaviours of Generation Z. Since the main source of knowledge about finance, this study examines the trust and authenticity of the content provided by the influencer. The interaction between the influencers and the audience impacts the investment decisions. The risks associated with biased contents and deceptive content has also been highlighted in the study. The research is based upon a survey from Gen Z, who have come across financial influencers, evaluated their credibility and has expressed how much they have been influenced by the finfluencers which has an impact over their investment decisions. The results suggest that finfluencers significantly improve financial literacy and accessibility. However, concerns have been raised regarding the influencer’s expertise, bias of the content and their experience. According to the review of the literature, Generation Z is becoming more and more reliable on social media platforms rather than traditional sources of guidance on financial information. This research shows how one’s financial behaviour varies on how much they trust the finfluencers and their content. Some studies also raise questions regarding the reliability and quality of the financial information provided and the need of regulatory requirements measures.
Keyword Gen Z, finfluencers, investment behaviour, social media, trust, financial decision-making
Paper ID IJIFR/V13/E3/005
Author Dr.Kalpana Naidu C, Women's Christian College, Chennai

ANAAHATHA S, ANAAHATHA S
Paper Title Perception and Participation of Young Investors in the Cryptocurrency Market: A College-Level Perspective
Subject Category Commerce
Abstract Cryptocurrency has emerged as a disruptive financial innovation, particularly resonating with tech-savvy younger generations. Its decentralized structure, potential for high returns, and digital convenience have made it a popular yet controversial investment option. Among college students, this trend reflects both curiosity and caution — a desire for financial growth tempered by concerns about risk and volatility. This study investigates the awareness, perception, and investment behaviour of college students toward cryptocurrency. It examines their understanding of digital assets, attitudes toward risk, information sources, and the role of financial literacy in shaping investment intentions. Findings reveal that while awareness levels are high, in-depth knowledge and responsible investment practices remain limited. The study emphasizes the need for targeted financial education to encourage informed and secure participation in digital finance
Keyword Cryptocurrency, Investment Behaviour, Financial Literacy, Perception, Digital Assets, Risk Awareness, Student Investors, Financial Education
Paper ID IJIFR/V13/E3/004
Author Aleena Joy, Doctoral candidate Department of Human Resource Management St. Joseph’s College (Autonomous) Tiruchirappalli Affiliated to Bharathidasan University Tamil Nadu, India Email:[email protected]

Vijila Yesudhas, Assistant Professor St. Joseph’s College (Autonomous) Tiruchirappalli Affiliated to Bharathidasan University Tamil Nadu, India Email: [email protected]

Sravana Konnath, Associate Professor Department of Commerce Central University of Kerala Email: [email protected]
Paper Title UNDERSTANDING VENTURE KINSHIP IN STARTUPS: A NETNOGRAPHIC ANALYSIS OF VALUE ORIENTED PSYCHOLOGICAL CONTRACT
Subject Category Organizational Behaviour
Abstract This study explores the venture kinship effect in startups and its crucial role in fostering strong interpersonal bonds. Despite high employee attrition rates, startups demonstrate exceptional innovation due to this effect. By examining the Indian startup "Techgentsia," known for low attrition and high achievement rates, we identify factors contributing to the kinship effect and its impact on founder-team relationships. Drawing from Psychological Contract Theory (PCT) and secondary literature, we introduce the venture kinship effect concept. Using a two-phase research design, the first phase employs thematic analysis and netnography to identify kinship effect elements from employer. The second phase involves interviews with employees of Techgentsia from different periods, revealing outputs from their perspective. Our findings underscore the importance of the kinship effect in startups, providing valuable insights for HR professionals and leaders to foster unity, cohesion, and dedication, crucial for sustainable growth in today's competitive business environment.
Keyword Interpersonal relationships, Kinship, Netnography, Psychological contract, Startups.
Paper ID IJIFR/V13/E3/003
Author Dr. L.A. Razia Fathima, Kumaraguru College of Liberal Arts and Science
Paper Title GREEN FINANCE AND SUSTAINABLE DEVELOPMENT: EXPLORING AWARENESS, DEMOGRAPHIC INFLUENCES, AND ADOPTION PATHWAY
Subject Category Commerce
Abstract Green finance is crucial in the attainment of sustainable investment objectives that help in the fight against climate change, and the conservation of the environment. It ranges from green bonds, carbon credits, sustainability-linked loans that will be used in financing renewable energy projects, pollution control and climate change adaptation. Nevertheless, the transition from awareness to the ability to make corresponding investments regarding the support of sustainable solutions remains an issue even on the increased individual level of environmental consciousness and understanding of the role of green finance. Notably, this study pursues the following objectives: To analyses the nature of green finance or sustainable finance, to evaluate the government’s role in green finance or sustainable finance, to measure the extent of green finance or sustainable finance consciousness in inducing practical change. Consequently, with the purpose of identifying the awareness of green financial instruments and the underlying restrictions concerning their dissemination, the study is designed to present recommendations for the change among the key subjects: governments, businesses, and consumers. Usually, more information on demographic characteristics and developed awareness of green finance supports research in examining the effects of several educational, occupational and income factors. In conclusion, it can be stated that the paper adds value to the current literature on green finance and potentiality, as well as how knowledge created on these subjects can be put to use in practical usable investment actions which would contribute to the improvement of environmental sustainability and combating effects of climate change.
Keyword Green finance, sustainable investments, green bonds, carbon credits, renewable energy, environmental sustainability, financial instruments
Paper ID IJIFR/V13/E3/002
Author Dr. J.E. Merlin Sasikala, Associate Professor, Department of Education, Alagappa University College of education, Alagappa University, Karaikudi
Paper Title TEACHERS PERCEPTIONS ON THE USE OF ARTIFICIAL INTELLIGENCE TOOLS IN TEACHING SCIENCE
Subject Category EDUCATION
Abstract In recent years, artificial intelligence (AI) has emerged as a transformative force across many sectors, including education. AI-driven applications such as intelligent tutoring systems, adaptive assessment tools, and virtual laboratories have begun to reshape how science concepts are taught and learned. Despite this growing global trend, the extent to which teachers understand, accept, and use these tools remains uncertain—especially in semi-urban and rural regions of India. This quantitative study explores science teachers’ perceptions of using AI tools in classroom instruction in and around Karaikudi, Sivagangai District, Tamil Nadu. A sample of 60 middle- and high-school science teachers was selected using stratified random sampling. Data were collected through a structured questionnaire based on the Technology Acceptance Model (TAM), measuring perceived usefulness, perceived ease of use, attitude toward AI, and intention to use AI in teaching. Descriptive and inferential statistics (mean, SD, correlation, and t-tests) were used to analyze the data. Findings revealed that teachers hold generally positive attitudes toward AI integration in science education, recognising its potential to enhance engagement, visualization, and individualized learning. However, barriers such as inadequate infrastructure, lack of technical training, and ethical concerns about AI misuse were also reported. The study concludes that while teachers are open to innovation, successful AI adoption will require targeted professional development and improved institutional support.
Keyword Artificial Intelligence (AI); Science Education; Teacher Perceptions; Educational Technology
Paper ID IJIFR/V13/E3/001
Author Dr. P. Karthika, Assistant Professor, Department of Commerce (IB), Nallamuthu Gounder Mahalingam College, Pollachi
Paper Title Living Abroad, Spending More: A Study on the Economic Pressure Faced by Indian Diaspora
Subject Category Commerce
Abstract In an increasingly interconnected world, millions of Indians have chosen to live and work abroad in search of better career opportunities, advanced education, and improved living standards. These Non-Resident Indians (NRIs) contribute significantly to both the global economy and India’s economic landscape through remittances and investments. However, behind the apparent financial success lies a complex reality one marked by rising economic pressures and financial commitments. This study aims to address the economic pressures, income and expenditure behavior of 467 Non-Resident Indian from various countries. A well-structured questionnaire has been framed and issued through mail by adopting snowball sampling technique. The collected samples were analysed by using simple percentage, chi-square and weighted average ranking method. The findings revealed that the most burdening expense for the respondents was house rent, which took up a major share of their income. This was followed by home and host country taxes, adding further financial pressure. Overall, these expenses highlight the economic strain and cost-of-living challenges faced by the respondents.
Keyword Career, cost of living, Remittances, investments, burdening expenses
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IJIFR NOVEMBER 2025 EDITION
VOLUME 13, ISSUE 3, NOVEMBER 2025
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