| Paper ID |
IJIFR/V13/E11/006
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| Author |
Dr. J. Vijimol, Associate Professor & Head of the Department, Commerce CABA Sri Krishna Arts and Science College Coimbatore
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| Paper Title |
A PSYCHOLOGICAL PERSPECTIVE STUDY ON WORK LIFE BALANCE OF WOMEN EMPLOYEES WITH SPECIAL REFERENCE TO BANKING SECTOR.
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| Subject Category |
Commerce
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| Abstract |
Professional life and personal life are the two sides of the coin. There is a correlation and interdependency between these two. According to various work life balance surveys, it is found that mismatch between the two sets of roles i.e., work role responsibility and family role responsibility that leads to work life imbalance. Work life balance of women employees has become an important subject since the women are equally sharing the shouldering responsibility for the betterment of their family. Women are getting into jobs and they continue to work even after marriage. A married woman has more responsibility than man in taking care of children and family. The participation of women in income generation activities lends them to satisfy their home needs to a greater extent. The working women efficiently overcome the difficult situations by their commitment with increase in pressures at work place and important demands at home. This study focuses to fill the gap by investigating the work-life balance policies that may have helped female bankers from balancing their family and work obligations.
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| Keyword |
WORK LIFE BALANCE , WOMEN EMPLOYEES, BANKING SECTOR,
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| Paper ID |
IJIFR/V13/E11/005
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| Author |
Gomathi A., Assistant Professor of Commerce, B.Com - Banking and Insurance, NGM College, Pollachi. Coimbatore
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| Paper Title |
Effectiveness of the LIC Bima Sakhi Yojana in Promoting Financial and Insurance Literacy among Rural Women: An Empirical Study
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| Subject Category |
Commerce
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| Abstract |
Financial literacy and insurance awareness are essential components of women's empowerment and financial inclusion. The LIC Bima Sakhi Yojana was introduced to enhance insurance literacy and create livelihood opportunities for rural women by engaging them as insurance facilitators. The present study evaluates the effectiveness of the LIC Bima Sakhi Yojana in promoting financial and insurance literacy among rural women. Primary data were collected from 600 rural women using a structured questionnaire. Percentage analysis, reliability analysis, mean score analysis, and factor analysis were employed to analyze the data. The findings reveal that respondents generally perceive the scheme positively, particularly in motivating women to educate others about financial security, improving confidence in financial decision-making, and enhancing social recognition. Reliability analysis confirmed good internal consistency (Cronbach's Alpha = 0.795), while factor analysis identified two underlying dimensions, namely Financial and Social Empowerment through Insurance Literacy and LIC Insurance Awareness. The study concludes that the LIC Bima Sakhi Yojana contributes significantly to improving financial and insurance literacy among rural women and supports their socio-economic empowerment.
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| Keyword |
Financial Literacy, Insurance Literacy, Women Empowerment, Rural Women, LIC Bima Sakhi Yojana, Financial Inclusion
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| Paper ID |
IJIFR/V13/E11/004
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| Author |
Dr. Tanuja Dubey, Ashoka Business School, Nashik
Ms. Srushti Jain, Ashoka Business School, Nashik
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| Paper Title |
Determinants of Green Banking Practices: Evidence from the Indian Banking Sector in Maharashtra
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| Subject Category |
Financial Management
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| Abstract |
Green banking has emerged as an important initiative in the banking sector to promote environmental sustainability by integrating environmentally responsible practices into banking operations and financial services. The present study examines green banking practices in the Indian banking sector with reference to customers' perception. The study aims to understand the concepts and practices of green banking, examine the impact of customer prospect and environment prospect on green banking practices, analyse the factors affecting customer prospect, environment prospect and economic prospect, and identify the factors driving the implementation of green banking practices. The study is based on both primary and secondary data. Primary data were collected from 127 bank customers through a structured questionnaire using a five-point Likert scale, while secondary data were collected from the Reserve Bank of India (RBI), Institute for Development and Research in Banking Technology (IDRBT), Indian Banks' Association (IBA), State Bank of India (SBI) publications, journals, books, reports, articles and other relevant sources. The collected data were analysed using IBM Statistical Package for the Social Sciences (SPSS) by applying Cronbach's Alpha, Multiple Regression Analysis and One-Way Analysis of Variance (ANOVA). The findings of the study indicate a significant relationship between customer prospect, environment prospect and green banking practices. The study also reveals a significant relationship between customer prospect, environment prospect and economic prospect with green banking practices. Furthermore, the results indicate significant relationships between age and customer prospect, age and environment prospect, and age and economic prospect regarding green banking practices. The study concludes that green banking plays a vital role in encouraging paperless banking, environmental sustainability and responsible banking practices, thereby contributing towards sustainable development in the Indian banking sector.
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| Keyword |
Green Banking, Sustainable Banking, Customer Prospect, Environment Prospect, Economic Prospect, Indian Banking Sector
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| Paper ID |
IJIFR/V13/E11/003
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| Author |
Radha Krishnan S P, Sri Krishna Arts and Science College, Coimbatore
Sathish Kumar G, Sri Krishna Arts and Science College, Coimbatore
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| Paper Title |
Quantifying Food Waste in Large-Scale Catering among Hotel Management Students in Coimbatore
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| Subject Category |
Hotel Management
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| Abstract |
Food wastage is an emerging threat to the environment, economy, and society at the large-scale catering establishments. This research aims to assess the awareness, quantification measures, and main reasons behind food wastage among 70 CSHM students working at different catering establishments in India. Through the use of structured questionnaire and rigorous econometrics analysis like association of variables through chi-square test, Spearman's rank correlation (? = 0.434, p < 0.001), and ordinary least squares regression (Adj-R² = 0.118), it is evident that overproduction and lack of proper demand forecasting constitute the main reasons for food wastage, while systematic quantification measures lack consistency.
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| Keyword |
Food Waste, Quantifying, Management of Food waste
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| Paper ID |
IJIFR/V13/E11/002
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| Author |
Dr.T.Manikandan, NGM College
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| Paper Title |
A Study on Awareness of Scholarship Schemes Fostering Higher Education: Evidence from College Students in Coimbatore District
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| Subject Category |
management
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| Abstract |
Scholarship schemes are essential for improving access to higher education by reducing financial barriers for students from diverse socio-economic backgrounds. However, inadequate awareness and procedural challenges often limit their effective utilization. This study examines the awareness, perceptions, and satisfaction of college students regarding scholarship schemes in Coimbatore District. A descriptive research design was adopted, and primary data were collected from 600 Arts and Science college students using a structured questionnaire through stratified random sampling. Data were analysed using percentage analysis, Chi-square test, Pearson correlation, multiple regression, and ANOVA. The findings reveal that although students possess moderate awareness of scholarship schemes, gaps remain in understanding eligibility criteria, application procedures, and documentation requirements. Institutional support, digital accessibility, and simplified application procedures significantly influence scholarship awareness and satisfaction. The study recommends strengthening awareness programmes, improving digital communication, and simplifying scholarship administration to enhance access to higher education.
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| Keyword |
: Scholarship Schemes, Higher Education, Student Awareness, Financial Assistance, Scholarship Utilization
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